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1.99% Intro APR* for 12 Months. Zero Transfer Fees.

Limited Time Balance Transfer Offer! 

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Enjoy an introductory 1.99% APR for 12 months on balances transferred to an Addition Financial credit card. After the intro period, the interest rate will revert to our competitive APR ranging from 13.50% to 18.00%.  

Move your higher-rate balances to Addition Financial and enjoy 12 months of paying down your debt with: 

  • 1.99% Intro APR
  • No transfer fee
  • No annual fee
  • Waived foreign transaction fee for Premier Rewards credit cards**
  • One simple monthly payment

💳 Compare your options to see which Addition Financial credit card is right for you! 

Choose how to take advantage: 

Already have an Addition Financial credit card? Log into Digital Banking, click on your credit card account, and click on "Balance Transfer." 

*Annual Percentage Rate. After the introductory period, the APR will be variable and based on the U.S. Prime Rate. The maximum APR will not exceed 18%. Offer available as of 01/15/2026 and subject to change or end without notice. See Terms and Conditions for rates and fees. **The average card issuer charges a 2 – 3% foreign transaction fee.

Visa Application and Solicitation Disclosures.