Term Share Certificate IRA
Growth you can count on.
Members with long-term investment horizons often use IRA Term Share Certificates to earn a higher yield than regular savings accounts.
Start saving for the future
Individual Retirement Account (IRA) Term Share Certificates are investments used for retirement planning. With terms as short as 6 months and as long as 5 years, they’re a great way to set money aside for both short-term and long-term future needs. You can contribute pre-tax or after-tax dollars.
Save more + earn more, risk-free
The tiered dividend rate options on our IRA Term Share Certificates help you earn greater returns based on how much you’re able to save and how long you’re willing to set it aside. They feature a fixed dividend rate, so you can enjoy predictable growth without having to worry about market fluctuations or risk.
- Fixed rate of return
- No monthly service fee
- $1,000 minimum to open certificate
- Terms available from 6 months to 5 years
- Dividends compounded daily and credited monthly
- Funds available for reinvestment at maturity*
Roth and Traditional IRAs are also available.
Traditional and Roth IRAs (Individual Retirement Accounts) are insured to $250,000 by the NCUA. Addition Financial recommends you speak with a financial advisor when making any decision regarding investments and your retirement. *Penalties may be imposed for early withdrawal.
Growth Plus Money Market
Where do you want your Growth Plus Money Market account to take you? A high-yield Growth Plus Money Market account, with market-leading rates, will get you to your savings goals quicker than those "other" savings accounts at the big banks.
Investment Services
The financial professionals at MEMBERS Financial Services have one objective: to help you reach your financial goals. We want to help you make sound financial decisions.
Related Articles
5 Best Ways to Save for Retirement in Your 30s
At 30, you may have already started a savings account towards your future, but have you started saving for retirement? If you’re wondering where and how to save for retirement, here are five of the best ways to get started.
Retirement Strategies: When Do I Start Saving for Retirement?
If you wonder when you should start saving for retirement, here are some of the best retirement strategies – and some pointers on when and how to get started.
Retirement Investing 101: What's the Average 401k Balance?
One of the most common types of retirement account is the 401k. Seeing how your balance stacks up against people your age can help you see where you stand.