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Routing Number: 263181384

Valencia College Partnership

Addition Financial is proud to be the preferred financial partner of Valencia College. Go Pumas! Since our first on-campus college branch opening in 1971 at the University of Central Florida, we have expanded our roots in education to also include serving the needs of students and staff in higher education as well.

Why Valencia Pumas choose Addition Financial:

Since 1937, Addition Financial has been an advocate for financial education and the financial wellness of the communities we serve. No matter where our members are on their financial journey, we’re committed to helping them meet their financial goals. Whether it’s a first-time checking account, an affordable auto loan, or great options to build savings, count us in!

  • Convenient on-campus branch and ATMs.
  • Exclusive debit card designs so Pumas can bank with red and gold pride.
  • Student Checking with no required minimums or maintenance fees – spend more of your money on things that are important to you!
  • Free financial education and resources that position you for financial success.
  • Secure and convenient Digital Banking with a top-rated mobile app.

Valencia students bank better with Addition

Focus more on living your best college life and less on banking fees with a Student Checking account from Addition Financial. With no minimum balance requirement and no monthly fees, managing your feel more like a day at the beach and less like a day in the classroom.

  • No monthly service fee
  • No minimum balance requirement
  • 4 Foreign ATM fee rebates¹
  • Free Publix Presto!® ATMs
  • Rate discount on consumer loans – 0.25% for Signature and vehicle loans²
  • Pay Early³
  • AddsUp Savings Program⁴
  • Top-rated Digital Banking
  • Access to a high-yield Savings Plus account
  • Free coin machine access

Credit Card

In addition to checking and savings products, Addition Financial also offers a Pathway credit card designed to help cardholders grow their credit and develop healthy spending habits.

  • Qualifying checking account required
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹

Debit Cards

It’s more than a card design ... it’s a lifestyle.
Spend-with-pride when you use one of our exclusive Valencia College card designs. (Pro tip – it's easy to add to your mobile wallet). Go Pumas!

Valencia College debit card

Valencia College Financial Learning Ambassadors Partner

To quote Valencia College’s vision for their financial literacy program, we strive to “empower Valencia students to improve their personal financial awareness, fostering a life-long road to financial success”. Addition Financial is proud to support Valencia and its student body through the College’s financial literacy initiatives and Financial Learning Ambassador program.

Proud Sponsor of Valencia Foundation's Red, Black and Boundless Gala

Addition Financial is honored to sponsor the annual Red, Black and Boundless Gala hosted by the Valencia College Foundation. Support from this event goes to the foundation’s mission of providing boundless opportunities for the college and its students.

Do you wanna J.A.M?

The J.A.M. Jr. Annual Scholarship Program, that is. Named after Addition Financial’s former President and CEO, the Joseph A. Melbourne Jr. Annual Scholarship Program awards college scholarships to six high school seniors, worth a total of $10,000 each. We also award two master’s level scholarships worth $2,500 each. Are you a high school senior or a current undergrad student with plans for a graduate degree? Visit the Addition Financial Foundation website to learn more about our annual scholarship opportunity.

Visit the Foundation Site
Graduates

1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.

2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Rebates do not cover ATM fees charged by other financial institutions or ATM owners.  Student Checking is eligible for a maximum of 4 foreign ATM fee rebates a month.

3AddsUp Savings Program: Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.

4Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Student Checking eligible for 0.25% rate discount on new consumer loans.

Student Checking Details and Terms - There are no monthly service fees associated with this account, but this account is subject to secondary fees such as non-sufficient funds and mailed periodic statements. For a complete list of applicable secondary fees, please see our Fee Schedule.

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