| Type | Minimum Balance to earn APY | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| 6-11 Month Certificate | $1,000 | 3.04% | 3.00% |
| 12-23 Month Certificate | $1,000 | 3.04% | 3.00% |
| 24-35 Month Certificate | $1,000 | 3.04% | 3.00% |
| 36-47 Month Certificate | $1,000 | 3.04% | 3.00% |
| 48-59 Month Certificate | $1,000 | 3.04% | 3.00% |
| 60 Month Certificate | $1,000 | 3.04% | 3.00% |
Rates are current as of 02/11/2025
For all certificates, dividends are credited and compounded monthly. Fees or conditions could reduce earnings. All certificate rates are subject to change without notice. Penalties may be imposed for early withdrawal. Certificates automatically renew at maturity for the same term as the original term. Term share certificates operate similarly to certificates of deposit (CDs) traditionally issued by retail banks.
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