| Type | Minimum Balance to earn APY | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| Business Apex Checking | Up to $24,999.99 | 0.10% | 0.10% |
| Business Apex Checking | $25,000.00 to $99,999.99 | 0.75% | 0.74% |
| Business Apex Checking | $100,000.00 to $299,999.99 | 1.15% | 1.14% |
| Business Apex Checking | $300,000.00 + | 1.45% | 1.44% |
Rates are current as of 07/03/2026
*Dividends are compounded daily and paid monthly. Fees or conditions could reduce earnings. All rates are subject to change without notice.
| Type | Minimum Balance to earn APY | Annual Percentage Yield (APY) | Dividend Rate |
|---|---|---|---|
| Business Nonprofit Checking | $50,000 + | 0.05% | 0.05% |
Rates are current as of 07/03/2026
*Dividends are compounded daily and paid monthly. Fees or conditions could reduce earnings. All rates are subject to change without notice.
| Type | Minimum Balance to earn earnings credit rate | Earnings credit rate |
|---|---|---|
| Business Analyzed Checking* | Up to $49,999.99 | 0.35% |
| Business Analyzed Checking* | $50,000 to $149,999.99 | 0.55% |
| Business Analyzed Checking* | $150,000 to $299,999.99 | 0.75% |
| Business Analyzed Checking* | $300,000 + | 0.90% |
Rates are current as of 07/03/2026
*This account features an earnings credit which is applied to reduce or eliminate some of the fees on the account. If the earnings credit exceeds those fees for any period, you will be assessed none of those fees but you will not be paid, carry forward or otherwise receive credit for any excess earnings credit. The earnings credit is applied against all fees except NSF and Courtesy Pay. The earnings credit will be calculated by applying the daily periodic earnings credit rate to the investable balance in the account each day of the period. The investable balance is the principal in the account, the daily periodic earnings credit rate may change at any time. The earnings credit will be calculated and applied against fees incurred for the monthly statement cycle.
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