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Routing Number: 263181384
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Addition Financial is growing
to better serve you!

We’re planning to merge Envision CU into Addition Financial in October 2025

Two Credit Unions with a Shared History and Vision

As previously announced in December 2024, Addition Financial is pursuing the opportunity to merge Envision Credit Union into our organization, whereby Addition Financial would be the surviving credit union. If the merger opportunity is approved, the merged Envision Credit Union membership would benefit from access to additional branches, products and services, and banking resources. This strategic merger will support our mission of being a trusted partner that puts the financial well-being of our members, team members and communities at the heart of everything we do. 

I’m excited to share that the proposed merger has received regulatory approval from the National Credit Union Administration, the Florida Office of Financial Regulation and the Georgia Department of Banking and Finance. The members of Envision Credit Union will vote on September 12, 2025, on the proposed merger. If approved, we expect the merger to take effect on October 1, 2025. At that time, Addition Financial will hold nearly $4 billion in assets and serve more than 248,000 members across 38 branches in two states. 

With this merger I truly believe that we will be adding strength and capability to your credit union, building a brighter tomorrow for our membership and helping our local communities thrive. It is an exciting time, and I thank you for being a valued member of Addition Financial. 


 

Kevin S. Miller

Kevin S. Miller

President & CEO

Thank you,

Kevin S. Miller

President/CEO, Addition Financial

Who is Envision CU?

We share a similar history and philosophy with Envision CU. They were originally founded in 1954 as a financial cooperative serving public educators in Leon County, Florida. Headquartered in Tallahassee, Envision currently serves over 63,000 members, across 19 counties in Florida and Georgia. I am pleased to say that all the employees of Envision CU, who will join the Addition Financial family, are just as passionate as we are about delivering exceptional member service and investing in the financial well-being of community residents.

What Will Be the Benefits for Addition Financial Members?

  • Through this merger, we’ll extend our branch service territory with locations in North Florida and South Georgia.
  • With our combined strength and expertise, we will be able to expand the scope and reach of our financial education programs benefiting both our membership and service communities.
  • We will expand our philanthropic capability through joined scholarship and community giving programs designed to make a difference in the lives of local youth and support organizations.

What Happens Next?

As an Addition Financial member, you will continue to receive the same best-in-class banking experience that you have come to expect and deserve. In fact, for the second straight year, Newsweek has recognized Addition Financial as one of America’s Best Regional Credit Unions.

Membership Vote Date Set to Complete Legal Merger between Addition Financial Credit Union and Envision Credit Union

July 15, 2025

Merger-Announcement- CENTERED - Combined Logos

LAKE MARY and TALLAHASSEE, Fla. (July 15, 2025) — Addition Financial Credit Union and Envision Credit Union have announced their proposed merger has been approved by federal and state regulators, setting up a membership vote for Envision members on September 12 to complete the legal merger.

Once completed, the combined credit union will operate as Addition Financial under the leadership of current Addition Financial President and CEO, Kevin Miller, holding nearly $4 billion in assets and serving more than 248,000 members across 37 branches in Florida and Georgia.

Founded in 1937 and 1954 respectively, Addition Financial, based in Lake Mary, Florida, and Envision, based in Tallahassee, Florida, share similar histories and philosophies. Both credit unions were created by small groups of educators seeking better financial options than those provided by banks and have subsequently grown into award-winning institutions.

“We are thrilled to be one step closer to coming together with Envision Credit Union, uniting two credit unions with shared heritage and values,” said Kevin Miller, President and CEO of Addition Financial Credit Union. “We greatly look forward to a successful vote, which will allow us to expand our services and offer greater opportunities to our members, team members, and communities. We are beyond excited to embark on this shared journey and welcome Envision members to the Addition Financial family.”

Envision Credit Union President & CEO Darryl Worrell added, “We have been serving members and this community for more than 70 years, and we hope all our membership will vote in favor of this merger. Bringing together two organizations like ours provides so many opportunities to grow and do more: More financial services, more banking convenience, and more lasting impact we can make in our communities.”

Pending a successful member vote, the merger is expected to become effective on October 1, 2025, while process integrations will be completed in early 2026.

Video Announcement with Kevin Miller & Darryl Worrell

Kevin Miller, President and CEO of Addition Financial Credit Union, and Darryl Worrell, President and CEO of Envision Credit Union, announce plans to merge Envision Credit Union into Addition Financial Credit Union. Learn more about this exciting announcement.

Credit Union Merger Match Game with Kevin Miller & Darryl Worrell

See just how perfectly aligned Addition Financial and Envision are with the shared values of our two organizations and the bright future this merger represents.

 

Frequently Asked Questions (FAQs)
To maintain a course of sensible growth, Addition Financial’s Board of Directors and Senior Leadership Team have made this strategic decision to improve the financial strength and service capability of the credit union. Both Addition Financial and Envision Credit Union are financially strong, and by joining, we will enhance our financial strength even further, enabling us to better serve our members and communities.
Envision CU was originally founded in 1954 as a financial cooperative serving public educators in Leon County, Florida. Headquartered in Tallahassee, Envision currently serves over 63,000 members, across 19 counties in Florida and Georgia.
There will be no changes to the best-in-class banking experience you enjoy today. You will continue to be served by the same friendly and capable team members of Addition Financial that you rely on, today. Once the merger is completed in late 2025, we will be welcoming more service team members to meet the needs of our members located in North Florida and South Georgia.
The membership of Envision Credit Union will vote on September 12, 2025, on whether or not to merge their credit union with Addition Financial. If the merger opportunity is approved by the majority of Envision members who vote, we expect Envision CU to be fully merged with Addition Financial on October 1, 2025. will keep you updated and informed throughout the process.
There are many benefits of joining two financially strong community credit unions like Addition Financial and Envision CU. Combined, we will maintain strong capital which enables us to continue adding value to our banking products and services, like our Digital Banking experience and competitive savings and loan rates. Once the merger is complete, Addition Financial will hold nearly $4 billion in assets and serve more than 248,000 members across 38 branches in two states.
Absolutely! With both credit unions originally built to serve the financial needs of Florida educators, both organizations are heavily focused on providing high-value consumer and business banking services and making local investments to help community residents in Central and North Florida and South Georgia thrive.
Under the terms of the agreement, which is subject to approval from the National Credit Union Administration (NCUA) and a vote by the Envision CU membership, the combined credit union will continue to operate as Addition Financial Credit Union under the leadership of Addition Financial President and CEO, Kevin S. Miller.
Envision CU will continue to operate under its current brand throughout the merger process. Once the merger is completed, the credit union will rebrand and serve its membership as Addition Financial.
The merger is subject to the approval of the Florida Office of Financial Regulation (OFR), the National Credit Union Administration (NCUA), and Envision CU membership. Approval of the merger is expected in late 2025. Addition Financial and Envision CU will operate as independent credit unions until the merger is formally approved.
We’re glad to hear you’re experiencing the benefits of banking with both Addition Financial and Envision CU. You’ll continue to use your accounts at Addition Financial and Envision CU as you do today. As we approach merging in late 2025, we’ll provide you with more information on how we’ll support you through the merger transition.
Yes. Credit union deposits (before and after the merger) will continue to be federally insured by the NCUA, with up to $250,000 in protection for an individual membership. Please reach out to your local branch if you have questions about insurance coverage.

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Routing Number:

263181384

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