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Addition Financial is growing
to better serve you!

We’re planning to merge Envision CU into Addition Financial in late 2025.

Two Credit Unions with a Shared History and Vision

Back in December, we made the exciting announcement about Envision Credit Union merging into Addition Financial and we have officially submitted our merger application to our state and federal regulators. This strategic merger will support our mission of being a trusted partner that puts the financial well-being of our members, team members and communities at the heart of everything we do. Ultimately, we are looking to expand our ability to provide better banking, financial wellness and community support to residents in North Florida and South Georgia.

With submission of the merger application, we anticipate that the process of Envision CU merging into Addition Financial will be completed in the latter part of this year. At that time, Addition Financial will hold nearly $4 billion in assets and serve more than 248,000 members across 38 branches in two states. You have my commitment that we’ll provide regular updates throughout this process, and I encourage you to bookmark this web page for the latest information and FAQs.

With this merger I truly believe that we will be adding strength and capability to your credit union, building a brighter tomorrow for our membership and helping our local communities thrive. It is an exciting time, and I thank you for being a valued member of Addition Financial.

Kevin S. Miller

Kevin S. Miller

President & CEO

Thank you.

Kevin S. Miller

President/CEO, Addition Financial

Who is Envision CU?

We share a similar history and philosophy with Envision CU. They were originally founded in 1954 as a financial cooperative serving public educators in Leon County, Florida. Headquartered in Tallahassee, Envision currently serves over 63,000 members, across 19 counties in Florida and Georgia. I am pleased to say that all the employees of Envision CU, who will join the Addition Financial family, are just as passionate as we are about delivering exceptional member service and investing in the financial well-being of community residents.

What Will Be the Benefits for Addition Financial Members?

Through this merger, we’ll extend our branch service territory with locations in North Florida and South Georgia.
With our combined strength and expertise, we will be able to expand the scope and reach of our financial education programs benefiting both our membership and service communities.
We will expand our philanthropic capability through joined scholarship and community giving programs designed to make a difference in the lives of local youth and support organizations.

What Happens Next?

As an Addition Financial member, you will continue to receive the same best-in-class banking experience that you have come to expect and deserve. In fact, for the second straight year, Newsweek has recognized Addition Financial as one of America’s Best Regional Credit Unions.

Video Announcement with Kevin Miller & Darryl Worrell

Kevin Miller, President and CEO of Addition Financial Credit Union, and Darryl Worrell, President and CEO of Envision Credit Union, announce plans to merge Envision Credit Union into Addition Financial Credit Union. Learn more about this exciting announcement.

Frequently Asked Questions (FAQs)

To maintain a course of sensible growth, Addition Financial’s Board of Directors and Senior Leadership Team have made this strategic decision to improve the financial strength and service capability of the credit union. Both Addition Financial and Envision Credit Union are financially strong, and by joining, we will enhance our financial strength even further, enabling us to better serve our members and communities.

Envision CU was originally founded in 1954 as a financial cooperative serving public educators in Leon County, Florida. Headquartered in Tallahassee, Envision currently serves over 63,000 members, across 19 counties in Florida and Georgia.

There will be no changes to the best-in-class banking experience you enjoy today. You will continue to be served by the same friendly and capable team members of Addition Financial that you rely on, today. Once the merger is completed in late 2025, we will be welcoming more service team members to meet the needs of our members located in North Florida and South Georgia.

It will take at least a year for Envision CU to fully merge with Addition Financial. We expect the process will near completion in late 2025. We will keep you updated and informed throughout the process.

There are many benefits of joining two financially strong community credit unions like Addition Financial and Envision CU. Combined, we will maintain strong capital which enables us to continue adding value to our banking products and services, like our Digital Banking experience and competitive savings and loan rates. Once the merger is complete, Addition Financial will hold nearly $4 billion in assets and serve more than 248,000 members across 38 branches in two states.

Absolutely! With both credit unions originally built to serve the financial needs of Florida educators, both organizations are heavily focused on providing high-value consumer and business banking services and making local investments to help community residents in Central and North Florida and South Georgia thrive.

Under the terms of the agreement, which is subject to approval from the National Credit Union Administration (NCUA) and a vote by the Envision CU membership, the combined credit union will continue to operate as Addition Financial Credit Union under the leadership of Addition Financial President and CEO, Kevin S. Miller.

Envision CU will continue to operate under its current brand throughout the merger process. Once the merger is completed, the credit union will rebrand and serve its membership as Addition Financial.

The merger is subject to the approval of the Florida Office of Financial Regulation (OFR), the National Credit Union Administration (NCUA), and Envision CU membership. Approval of the merger is expected in late 2025. Addition Financial and Envision CU will operate as independent credit unions until the merger is formally approved.

We’re glad to hear you’re experiencing the benefits of banking with both Addition Financial and Envision CU. You’ll continue to use your accounts at Addition Financial and Envision CU as you do today. As we approach merging in late 2025, we’ll provide you with more information on how we’ll support you through the merger transition.

Yes. Credit union deposits (before and after the merger) will continue to be federally insured by the NCUA, with up to $250,000 in protection for an individual membership. Please reach out to your local branch if you have questions about insurance coverage.

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