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Routing Number: 263181384

Investment Property Loan

Own Property + Earn Rental Income
If you’re ready to get in on the vacation rental action or simply like the idea of generating income with a non-owner occupied property, we have a loan designed specifically for you.

You’d look good as a landlord.

Want to build your investment portfolio with real estate? Thinking about turning your starter home into a vacation rental? Need to move, but not ready to give up the house you’ll leave behind? There are lots of reasons to own a home you don’t personally live in. Addition Financial makes it easy to purchase or refinance your investment property with competitive rates.

Put your property to work!

Set up yourself for success by purchasing or refinancing with an Investment Property Loan. Like all of the home loan products we offer, you can make extra payments monthly or pay off the loan early without penalties or fees.

  • Up to 20-year term
  • Minimum loan amount $25,000; maximum loan amount varies
  • Available for purchase or refinance
  • Competitive rates
  • No pre-payment penalties
What to expect after you apply:

We want you to feel prepared as you navigate this application process. Download this checklist to learn about what you'll need to have on-hand once you've hit "submit". 

Renting it out is always an option.

Whether you’re purchasing property specifically as an investment or need to refinance a home you previously lived in, Addition Financial’s mortgage experts can help you get the mortgage you need.

  1. Review eligibility

    Anyone who lives, works, worships, attends school or vocational training, or is an alum of any college, university, or educational institution located in one of our select counties may join.

  2. Complete loan application

    When you're ready, complete the online application or visit your branch to apply in person.

  3. Get your loan.
Start living the landlord life.

Mortgage Rates

20 Year Fixed Rate

As low as

6.250 / 6.397
% Interest Rate/APR

15 Year Fixed Rate

As low as

5.750 / 5.932
% Interest Rate/APR

Calculate Your Mortgage

Take the guesswork out of homebuying! Use our easy-to-use mortgage calculator to estimate your monthly payments and find the right loan for your budget. Start planning today!

Learn More
Man leaning on a calculator

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