New & Used Car Loans
Life’s a journey. Enjoy the ride. The average American spends more than an hour per day in their vehicle. Enjoy that hour more by getting behind the wheel of a car you love.
You’re in the driver’s seat
Forget fast-talkers and miles of fine print, you’re in control here. We’ll help you figure out what terms work best for your budget so you can shop with confidence knowing exactly what your monthly payment will be. Plus, our low rates mean you’ll have plenty of money left over for gas.
Take a whiff of that new car smell
Whether you’re looking for a no-frills auto loan or one that comes loaded with options, Addition Financial is your best choice for financing a new or used vehicle. Our easy application process and quick approval decisions help you get behind the wheel faster. We even work with several Central Florida dealerships directly to make your car buying journey easier.
- Maximum term up to 84 months, based on the amount financed, model year, and credit score
- Financing available up to 125% of the MSRP/JD Power retail value based on credit score
- Financing available up to 100,000 miles and 10 years old
- Extended vehicle warranty available
- GAP coverage available
- Payment protection products available
- Proof of insurance is required
Auto Rates
New Auto
67-84 Months
Used Auto
67-84 Months
GAP Coverage
Don’t let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan.
Skip-A-Pay
Need a little extra breathing room in your budget? With our Skip-a-Pay program, you can skip your eligible loan payment for the month and use those funds where you need them most. It's just one more way we're here to support you on your financial journey.
Collateral Protection Insurance (CPI)
In the event a borrower does not provide proof of insurance, Collateral Protection Insurance will be issued through Addition Financial’s insurance program.
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