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Routing Number: 263181384

UCF Knights Partnership

Addition Financial is proud to be the official financial institution of the UCF Knights! Since our first UCF branch opened in 1971, we’ve been chanting “Charge On!” with UCF students, staff and fans for more than 50 years.

Why UCF Knights choose Addition Financial:

Since 1937, Addition Financial has been an advocate for financial education and the financial wellness of the communities we serve. No matter where our members are on their financial journey, we’re committed to helping them meet their financial goals. Whether it’s a first-time checking account, an affordable auto loan, or great options to build savings, count us in!

  • Convenient on-campus branch and ATMs.
  • Exclusive debit card designs so Knights can bank with black and gold pride.
  • Student Checking with no required minimums or maintenance fees – spend more of your money on things that are important to you!
  • Free financial education and resources that position you for financial success.
  • Secure and convenient Digital Banking with a top-rated mobile app.

Credit Card

In addition to checking and savings products, Addition Financial also offers a Pathway credit card designed to help cardholders grow their credit and develop healthy spending habits.

  • Qualifying checking account required
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹

UCF Knights bank better with Addition

Focus more on living your best college life and less on banking fees with a Student Checking account from Addition Financial. With no minimum balance requirement and no monthly fees, managing your money will feel more like a day at the beach and less like a day in the classroom.

  • No monthly service fee
  • No minimum balance requirement
  • Pay Early with direct deposit¹
  • 4 Foreign ATM fee rebates²
  • Free Publix Presto!® ATMs
  • AddsUp Savings Program³
  • Rate discount on consumer loans - 0.25% for Signature and vehicle loans⁴
  • Top-rated Digital Banking
  • Access to a high-yield Savings Plus account
  • Free coin machine access

Debit Cards

It’s more than a card design ... it’s a lifestyle.
Spend-with-pride when you choose one of our exclusive UCF Knights debit card designs available with any checking account. These cards feature digital issuance, allowing you to access your card instantly through our top-rated mobile app. Whether you're grabbing a coffee on campus, shopping online, or renewing your season tickets, your UCF Knight debit card is always ready to use. Go Knights! Charge On!

Addition Financial Arena – Home of the UCF Knights

We like UCF so much that we put our name on it… the arena, that is. As the official financial institution of the UCF Knights, we’re also the proud sponsor of the UCF campus sports and entertainment arena.

UCF College of Business — Presenting Sponsor of the Dean Speaker Series

This annual speaker series held in Downtown Orlando is open to the local business community, alumni, and friends of UCF. A great networking opportunity, as well as thought-provoking, the goal of this series is to connect our professional community with the exciting, new programs UCF’s world-class faculty are researching and teaching at the UCF College of Business.

Learn More

1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.

2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Rebates do not cover ATM fees charged by other financial institutions or ATM owners.  Student Checking is eligible for a maximum of 4 foreign ATM fee rebates a month.

3AddsUp Savings Program: Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.

4Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Student Checking eligible for 0.25% rate discount on new consumer loans.

Student Checking Details and Terms - There are no monthly service fees associated with this account, but this account is subject to secondary fees such as non-sufficient funds and mailed periodic statements. For a complete list of applicable secondary fees, please see our Fee Schedule.

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